Financing with Our Dealership

Southwest Kia of Rockwall takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Southwest Kia of Rockwall Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Southwest Kia of Rockwall can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Financing Made Simple for Your New or Used Car, Hatchback, Sedan and SUV

We know that you love Kia models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our Heath, Greenville, Terrell and Rowlett customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Financing Solutions Made Easy with Southwest Kia Of Rockwall

Do you want to lease your new Kia? This option lets you trade your Car, Hatchback, Sedan or SUV after a few years for a brand-new one, and often means a lower monthly payment while buying means you see the loan through to the end until it is paid off. The result of buying a new or used vehicle is that you own it outright, and that's something that our Heath, Greenville, Terrell and Rowlett drivers can appreciate.

Apply for Financing & Work with Our Team at Southwest Kia Of Rockwall

We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in Rockwall to help you bring home the right Kia Sportage, Rio, Forte, K5 or Soul today. Contact us to learn more.

Your privacy is important to us.

Southwest Kia of Rockwall takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Southwest Kia of Rockwall

    1790 I-30 Frontage Road
    Rockwall, TX 75087

    • Sales: 469-314-2006
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Get in Touch

  • Contact our Sales Department at: 469-314-2006
  • Monday9:00AM-9:00PM
  • Tuesday9:00AM-9:00PM
  • Wednesday9:00AM-9:00PM
  • Thursday9:00AM-9:00PM
  • Friday9:00AM-9:00PM
  • Saturday9:00AM-9:00PM
  • SundayClosed